OCC Issues Final Rule Implementing GENIUS Act for Stablecoins
New regulations set requirements for payment stablecoin issuance by OCC-regulated entities
The Office of the Comptroller of the Currency (OCC), part of the Treasury Department, has issued a rule implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act. The rule establishes regulations governing the issuance of payment stablecoins and certain related activities by entities subject to OCC jurisdiction, such as national banks and federal savings associations. The rule was published as a document in the Federal Register on October 23, 2026.
For contractors and firms operating in the fintech, payments, and digital-asset compliance space, the rule signals a formalized regulatory pathway for stablecoin issuance within the national banking system. Companies providing compliance, technology, or advisory services to OCC-regulated institutions pursuing stablecoin activities should review the rule to understand applicable requirements and any related procurement or contracting implications that may follow from its implementation.
Source: Federal Register
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